Embedded F&I support inside the dealership workflow — from credit submission through funded contract — delivered under a formal Shared Services Agreement.
Request a conversation →Ironclad Financial Group is a shared services firm built to operate inside dealerships. Our work sits within the deal flow itself — from credit submission through funded contract — executed under the dealer's license through a formal Shared Services Agreement.
Ironclad operates as an embedded F&I partner within the dealership's own workflow — with the discipline, documentation, and accountability that institutional work requires.
Each engagement covers the full F&I workflow — not a menu of services, but a complete operating function embedded in the store.
Ironclad was founded by automotive finance operators with direct, day-to-day experience at franchise and independent dealerships. That operational foundation sets the standard for every deal the firm touches.
We know the lender buy programs, the funding edge cases, and the compliance nuances that less-experienced operations miss. We work bilingually in English and Spanish, with out-of-state deal coordination and nationwide notary access — because modern F&I doesn't stop at the showroom door.
The dealers we engage with understand that F&I is now the primary profit center of their store, and they want it operated by people who have run it at volume. Fit matters more than volume.
Ironclad engages selectively. The first conversation is an assessment — for both sides.
If your dealership is evaluating a shared services model for F&I — or reconsidering the one you have — we welcome the introduction.